If you wish to access www.pramericalife.in, the website of Pramerica Life Insurance, the following terms and conditions will apply. By accessing the website and any pages and using the information therein, you are bound by the following terms and conditions. If you do not agree to any of these conditions, please discontinue your access immediately.


Use of Information and Materials

The information and materials contained in these pages and the terms, conditions, and descriptions that appear thereon are subject to change. They should not be regarded as an offer, solicitation, invitation, advice regarding any insurance product of Pramerica Life Insurance. You are therefore requested to verify the veracity of all information with the Company's authorized sales person before relying on the same. Insurance Products and services shown on the website may be withdrawn or amended or varied at any time at the sole discretion of Pramerica Life Insurance. You may not insert a hyperlink to this website or any part thereof on any other website or "mirror" or frame this website, any part thereof, or any information or materials contained in this website on any other server, website or web page.

Wherever certain information is requested and necessary to enable you to use our web enabled services we gather such information, including personal information, so that we can better develop our relationship with users. You may choose not to share any such information with us, but then you may not be able to take advantage of the features on the site.



'Cookies' are computer data storage programs, which enable a website to record a visitor's activities from his/her computer hard drive. A cookie is placed on our server for as long as a session is active. No data from the user's computer is accessed from our site. Our cookies tag each visitor's browser with a random, unique number. The cookie simply assigns a number and does not disclose any personal information about the person using the browser.


Intellectual Property Rights

All of the information and content on this website, including, but not limited to, all text, analysis, reports, articles, graphics, logos, software applications, video and audio files and photos, trademarks, service marks and trade dress ("Content") is owned or licensed by Pramerica Life Insurance and any other third party (where applicable). The Content is protected worldwide by applicable intellectual property laws. Nothing on this website should be construed as granting any license or right to use the Content on this website. We retain all proprietary rights on this website. Users are prohibited from using the same without our prior written permission of such or other parties. The matter on this website is protected by copyright and no part of such material may be modified, copied, distributed, used for creating other works, reproduced, stored in a retrieval system, transmitted in any form or by any means or used in any other way for commercial or public purpose without our prior consent.


No Warranty

Your use of this website and Content is at your own risk. We strive to provide accurate and up-to-date material on this website. However, we make no warranties or representations as to the accuracy or timeliness of the Content. Content may become inaccurate as a result of developments after its publication on this website. Pramerica Life Insurance assumes no responsibility to keep Content current or to correct inaccuracies or errors in Content. The Content on this website and the operation of it are provided "as is" and Pramerica Life Insurance disclaims all representations or warranties of any kind, either express or implied, including warranties of merchantability, fitness for particular purpose, title, non-infringement, accuracy, completeness, and timeliness. Certain jurisdictions may not permit certain disclaimers of warranties. In such case, we disclaim warranties to the fullest extent permitted by the applicable law.


Limitation of Liability

Neither Pramerica Life Insurance, any of its agents, nor any other party involved in creating, producing, or delivering this website or Content is liable for any direct, incidental, consequential, indirect, lost profits, loss of business or data, or punitive damages arising out of your access to, or use of, this website or any Content.


Links to other sites

We do not endorse any third party websites not under the control or operation of Pramerica Life Insurance. We have not reviewed any or all such sites that may be linked to this website and we are not responsible for any such websites or the content therein linked to this website or any difficulty you may experience in downloading the software or for any consequences from your doing so. Your linking to any websites from this website is at your own risk. By linking to a website or permitting a link to this website, Pramerica Life Insurance does not endorse, recommend, approve or guarantee the website operator or the content of the linked website. You must always obtain prior written approval of Pramerica Life Insurance before creating a link in any form with a third party website to this website. Pramerica Life Insurance reserves the right to give such approval in its sole discretion. Subject to the terms of applicable service or other agreements, we will remove any link from this website upon request from the owner of the linked website. Please call our customer services department at 1860-500-7070 to submit such a request.


Submission of Information

Submissions to Pramerica Life Insurance of information via Pramerica Life Insurance's website and pages thereon shall be deemed to be the property of Pramerica Life Insurance. Please note that Pramerica Life Insurance does not warrant that any e-mail from its website is secure and does not guarantee that any such e-mail from you or from Pramerica Life Insurance are secure during Internet transmission.