About Prahri

We have been closely associated with the Indian Armed Forces since 2009 through our flagship channel, ‘Prahri’. The aim is to provide Life Insurance cover to the armed forces personnel against all types of risks attributable to military service, including war and war-like scenarios.

  • Provides financial protection against service-related risks, including War and War-like scenarios
  • Prahri offers complementing insurance plans to augment the protection and savings cover for our soldiers, even after their retirement

What makes Prahri unique

For over a decade, Pramerica Life Insurance has wholeheartedly pledged to safeguard and support the brave soldiers of the Central Armed Police Forces and Paramilitary. With a mission to enhance the financial well-being of soldiers, veterans, and their families, ensuring their success in life's journey

Coverage of war and war-like situations

Products tailored for diverse and challenging situations including:

  • Conventional warfare
  • Low-intensity conflict
  • Counterinsurgency
  • Disaster management
  • Internal Security
  • Training & Exercises
Swift claim processing with Demi-official letter

Claims swiftly processed (T+3 working days) via CO/OIC-initiated Demi Official letter.

  • Expedited processing
  • Waiver on death certificate for personnel in 'Low-intensity conflict' zones.
Customized insurance products

Products tailored for the distinct financial protection needs of Armed Forces, CAPF, Paramilitary Forces, and their families.

  • Pramerica Life Rakshak Smart
  • Pramerica Life RockSolid Future
  • Pramerica Life Magnum Assure

963# Veterans

Trained work force among other professionals

137# Branches

covering 25 States and 5 UTs


Veterans employed since inception

3.03# Lakh

Lives secured (Serving armed forces, CAPF, Paramilitary Forces personnel and veterans)


Plans that work best for our soldiers

Pramerica Life
RockSolid Future
  • Choose to receive the benefits under the product as Lumpsum or as Income
  • Enhanced protection through Family Income Option and Dream Builder Option
  • Option to pay premium once or pay for 5 to 12 years
Pramerica Life
Rakshak Smart
  • Flexibility to choose from two plan options
  • Flexible Premium Payment Modes
  • Comprehensive death benefit in Enhanced Life Option
Pramerica Life
Magnum Assure
  • Guaranteed Monthly Income for duration equal to Payout period
  • Flexibility to avail loan against your Policy
  • Tax Benefits and the benefits received as per the prevailing tax laws

Discover more about Prahri


Community engagements

Cantonment presence

Cantonment events

PFI – Association with us

Need assistance?

We are happy to help you. Talk to our expert and choose the right plan as per your needs. 

need-assitance need-assitance

*Valid for Pramerica Life Raksha Smart plan, purchased by serving Indian Army personnel | Guarantee valid upto Rs 20 Lakhs | Standard policy T&C apply
#As reported in Annual Report for FY 2023-24